Can someone with bad personal credit get a business loan?

Ask yourself this question : "Why would a lender make a business loan to someone who has already proven that they cannot manage their own finances?" The answer is that they won't, unless the loan involves either a substantial interest rate "risk" premium, or the loan has substantial collateral or a co-signer.
Well, I understand that you have some serious problems with money but loans will only add some new and I`m sure that you don`t want it to happen. will help you much more that anything else. It`s just my personal opinion and of course you can search other ways of earning money.